Stay at Work (SAW) and Return to Work (RTW) benefit everyone involved. The sections below outline how each group may benefit.

Financial stability and employment

  • Maintaining the employment relationship, which provides job security and financial independence.

  • Maintaining full earnings capacity.

  • Avoiding dependence on disability benefits.

  • Maintaining financial credibility, e.g. application and renewal of mortgages and loans when without a job.

Health and recovery

  • Minimizing the loss of physical fitness and muscle tone due to inactivity.

  • Reducing the likelihood of secondary complications, such as depression, that may delay or complicate recovery.

  • Being able to return earlier to a healthy and productive life.

  • Reducing the amount of time for recovery.

Routine and well-being

  • Maintaining a regular work schedule.

  • Maintaining daily structure, social contact and support from co-workers and friends.

  • Focusing on abilities and not disabilities.

  • Maintaining dignity and self-worth through productivity.

Benefits and long-term stability

  • Maintaining in-house/company pension plans, medical benefits, dental plans, and group life insurance.

  • Maintaining vacation/sick day benefits.

  • Avoiding long term unemployment.

  • Maintaining necessary job skills.

  • Alleviating feelings of dependency and lack of control.

  • Continued income.
  • Reduced medical expenses.
  • Reduced stress on relationships.

  • Improved productivity because employers keep skilled and productive workers on the job.
  • Completion of meaningful alternative duties that may not have been otherwise undertaken due to other priorities.

  • Reduced staff turnover and training costs by retaining experienced and knowledgeable employees.
  • Ability to participate in and contribute to the rehabilitation process.
  • Improved morale and employee relations by offering SAW/RTW plans for both work-related and non-work-related injury or illness.
  • Minimized accident costs, including workers’ compensations costs, and non-recoverable expenses such as the hiring and training of replacement employees and the cost of inexperienced employees.
  • Improved accident experience, which may be important for companies bidding on contracts.
  • Completion of tasks that may have been delayed due to other priorities.
  • Decreased number of grievances and arbitrations.

  • Providing focused and coordinated treatment for the injured employee.
  • Adopting a cooperative approach, which promotes a more efficient use of health care resources.