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Make sure you have applied for coverage with WSI. Here is some additional information on starting a business in North Dakota.
An employer whose employment results in significant contacts with North Dakota, or enters into employment agreements in North Dakota must secure coverage with WSI.
An employer has significant contacts with North Dakota when:
- Any employee earns or expects to earn 25% or more of the employee's gross annual wage or income from that employer for services rendered within North Dakota, or
- 25% or the employer's gross annual payroll is payable to employees for services rendered in North Dakota, or
- An employer hires an employee in North Dakota for work in North Dakota. If you come into North Dakota and hire workers here, WSI coverage is required.
With the exception of federal and railroad employees, an employer may choose to purchase elective coverage for himself/herself and for any employees otherwise exempt. This coverage is not required by law. Coverage becomes effective upon WSI's approval of a completed, signed application and an elective coverage contract (when applicable).
Exempt from Title 65
- Owner, partner, corporate officer or spouse
- Employer's children under the age of 22
- Certain licensed real estate brokers
- Newspaper delivery personnel
- Farm and ranch labor
- Certain custom farm operations
- Household domestic workers
- Employees engaged in the operation of a place of worship
- Federal and railroad employees
An account in good standing with WSI is issued a Certificate of Payment. You may access your Certificate of Payment at myWSI.
An employer is responsible for a portion of the medical expenses for each claim filed. Employers are billed monthly for assessable claims costs paid during the previous month.
North Dakota employers who carry workers' compensation coverage with WSI face a unique challenge when they take their business operations outside the state of North Dakota. As a state agency, and not an insurance agency, WSI cannot write coverage for exposure outside the state. WSI may be able to provide limited coverage for your North Dakota based employees under circumstances in which the employee has worked outside North Dakota for a period of not more than 30 consecutive calendar days.
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If you have questions or need assistance, contact customer service at 800-777-5033 or 701-328-3800.
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You are able to set up recurring payments by credit card or ACH method using WSI’s new AutoPay option.
Click here to learn more about WSI's AutoPay
In order to see if an employer has coverage with WSI, go to Employer Search