Employers

Do I need workers' compensation coverage with WSI?

Most businesses do. North Dakota law requires businesses (with limited exceptions) to have workers' compensation insurance prior to hiring their first employee. Workers' compensation insurance is meant to protect both your company and your employees. To receive the latest employer news, subscribe to our Employer InSite.

How do I apply for coverage?

Complete an Application for Insurance online.  When WSI receives your application, one of our underwriters will contact you.

How much does coverage cost?

Every business is different. WSI calculates your premium based on your industry, payroll and other factors.

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