Do I need workers' compensation coverage with WSI?

Most businesses do. North Dakota law requires businesses (with limited exceptions) to have workers' compensation insurance prior to hiring their first employee. Workers' compensation insurance is meant to protect both your company and your employees.

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Contact WSI Policyholder Services at wsiphservices@nd.gov with questions.

Click here for additional information on starting a business in North Dakota.


How do I apply for coverage?

Complete an Application for Insurance online.  When WSI receives your application, one of our underwriters will contact you.

How much does coverage cost?

Every business is different. WSI calculates your premium based on your industry, payroll and other factors.

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