North Dakota Workforce Safety & Insurance (WSI) believes that every North Dakota employer deserves a safe work environment for his or her employees. In addition to the various safety discounts offered through the Safety and Loss Control Department, WSI has programs available to policyholders that may reduce their workers’ compensation costs. This section will provide information on WSI programs including the Early-Claim-Reporting-Incentive, Experience Rating, Large Deductible Program, and the Small Account Credit/Debit Program.