Insurance Coverage

Do I Need Workers Compensation Coverage?

To find out if I need to apply for Workers’ Compensation Coverage, complete the Do I Need Workers Compensation Coverage Questionnaire. This questionnaire will guide you through which process you will need to take in order to be compliant.

All employers in or operating in North Dakota must provide workers’ compensation insurance coverage for all employees. All WSI account holders are equally insured with workers’ compensation coverage. Whether a current employer or prospective employer in North Dakota, the Insurance Coverage section provides information on coverage requirements, policy information, financial information, and programs offered through WSI.

North Dakota Administrative Code (Title 92) 
North Dakota Century Code (Title 65)