If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at
Coverage for the owners, partners, or corporate officers of a business corporation,
partnership, or limited liability company is optional. An employer may elect to purchase optional
coverage for themselves, their spouse, children under the age of 22, and for
most workers otherwise exempt under Title 65. This coverage is not required by law.
for an owner, partner, corporate officer, or spouse will be charged an annual premium based upon the appropriate class rate
multiplied by the maximum taxable payroll cap.
- Coverage for the employer’s children under the age of 22 is based upon the appropriate
class rate multiplied by the actual wages paid.
- Coverage for the employer’s children aged 22 and older is mandatory and based upon the
appropriate class rate multiplied by the actual wages paid up to the maximum
taxable payroll cap.
If you have any doubt about whether you should be insured, please contact
Policyholder Services at (701) 328-3800 or 1-800-777-5033.