Frequently Asked Questions (FAQs)

Claims	Fraud	Assessments
Experience Rates	Payroll	Return To Work
General	Loss Control	Educational Services
ET/Reciprocity	All States Insurance	Loss Prevention
Underwriting	Legal

If you have a question or concern regarding WSI programs or services you may find the answer under a link in this FAQ section. If you haven’t found an answer or are an existing policyholder with questions about your account, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov

Underwriting

When does my insurance coverage go into effect?

If you submit an online application for insurance, coverage is effective upon the receipt of that electronic submission. If you mail your application to WSI, your coverage is effective as of the date stamp applied on the date that the application is received at WSI. If you fax your application (701-328-3750) to WSI, your coverage is effective as of the date it is received by the WSI fax machine.

When is just an affidavit of non-employment applicable?

An affidavit can be used when you are applying for a contractor’s license and have no employees.