Large Deductible Program

An employer is able to reduce premiums in exchange for agreeing to reimburse North Dakota Workforce Safety & Insurance (WSI) for all losses up to a specified deductible amount. Eligibility for participation in the Large Deductible Program is based on the financial stability and resources of the employer. Since employers retain losses below the specified deductible amount, the total cost of such a plan is highly sensitive to losses.

For detailed information on this premium product, please contact Customer Service at 701-328-3800 or 800-777-5033.