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Good Morning
12:05:24 AM CDT
Thursday, August 28, 2014

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Insurance Coverage

Changing or canceling coverage If you have applied for a contractor's license Requesting a quote
Coverage for staffing services Independent contractor Retrospective rating plan
Coverage for volunteers Obtaining coverage Starting a new business in ND
Coverage Limits & Rights of Subrogation Optional coverage Subcontractor arrangements
Custom operations Out of State Employers Working in North Dakota The role of WSI
Deductible program Premium and payroll When your ND workers work outside ND
Definition of employer Premium audits Who needs coverage
Experience rating Proof of Insurance  

If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov


Obtaining Coverage

An Application for Insurance is available as an online service. This service provides an easy, confidential, and timesaving way to apply for workers' compensation insurance coverage electronically. You may also download our Application for Insurance form, complete it, and either fax it (701-328-3750) or mail it to us. You will be contacted as soon as possible by telephone to review your application. Once your application has been processed, WSI will calculate your premium based on the payroll estimate you have provided and mail you a statement.

If you have immediate needs such as a letter of good standing to the Secretary of State or a Certificate of Premium Payment as proof of coverage, or if you have a general question on the underwriting of your coverage, you may email us at wsiemployerservices@nd.gov. You may also call one of our Underwriting staff or call Customer Service and request the assistance of a Policyholder Services new account underwriter at 1-800-777-5033.

The Effective Date of Your Coverage:

    North Dakota State Law requires a business to make application for workers' compensation insurance coverage prior to hiring workers. Your workers' compensation insurance coverage is effective upon receipt of a completed insurance application and approval from WSI's Underwriting Unit. If you file for insurance coverage online, your coverage is effective as of the date and time you transmit the information online, pending approval from WSI's Underwriting Unit.

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