Insurance Coverage

The role of WSI	Starting a new business in ND	Who needs coverage
Definition of employer	Obtaining coverage	When your ND workers work outside ND
Coverage for volunteers	Coverage for staffing services	Optional coverage
Custom operations	If you have applied for a contractor's license	Independent contractor
Subcontractor arrangements	Changing or canceling coverage	Premium and payroll
Experience rating	Deductible program	Out of State Employers
Retrospective rating plan	Premium audits	Requesting a quote
Proof of Insurance	Coverage Limits & Rights of Subrogation

If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov

Independent Contractor

Determining Independent Contractor Status:

If any employer or an independent contractor wants to verify independent contractor status, they can contact our Employer Services Department or the North Dakota Department of Labor for determination and an Independent Contractor Verification Questionnaire will be provided.

For additional information, visit the Department of Labor’s web site at http://www.nd.gov/labor/contractor/index.html.