Frequently Asked Questions (FAQs)
If you have a question regarding WSI programs or services you may find the answer under a link in this FAQ section. If you haven’t found the answer and still have questions, feel free to contact WSI customer service at 701-328-3800; toll free at 800-777-5033; or email us at firstname.lastname@example.org
General Employer Information
When does insurance coverage go into effect?
When an online application for insurance is submitted, coverage is effective upon the receipt of the electronic submission. If an application is mailed to WSI, the coverage is effective as of the date stamp applied on the date the application is received at WSI. If an application is faxed (701-328-3750) to WSI, coverage is effective as of the date it is received by the WSI fax machine.
If a claim is initially accepted and later denied, is the claim included in the experience rate calculation?
The claim would NOT be included in the experience rate calculation. If the claim appears on the employer’s account, contact WSI.
When is verification of non-employment applicable?
In order for an employer to be issued a contractor’s license, the Secretary of State must receive a letter of good standing from WSI. If the employer does not have employees who are subject to North Dakota Workers' Compensation Law, the verification of non-employment form is completed and a letter of good standing is generated. The letter will meet one of the compliance requirements for the employer to obtain a contractors license with the State of North Dakota.
What is required if a North Dakota based employee is hired by an out of state company to work in ND?
The following link provides detailed information on this subject: http://www.workforcesafety.com/employers/whoneedscoverage.asp#HEAD
What is required if an out of state company brings workers into the state of ND to work?
The following link provides detailed information on this subject: http://www.workforcesafety.com/employers/outofstateemployers.asp#HEAD
Does an annual payroll report still need to be completed if there are no employee wages or payroll?
Yes. WSI does require a payroll report to be completed on an annual basis. If the employer account is to be closed, sign at the bottom of the first page of the report and fax or mail it for processing.
If an employer has an APPROVED RECIPROCAL agreement with another state and the employer hires an employee while working in that state is the employee covered?
Reciprocity agreements are intended to cover only the North Dakota employee’s of a North Dakota employer who, incidental to their North Dakota employment, will be working in that reciprocal state. It is understood that should the North Dakota employer hire workers in that reciprocal state, they must be insured pursuant to the laws of that state. An employer must contact WSI and obtain an approved reciprocal agreement prior to working in that state. WSI has agreements with, South Dakota, Montana, Wyoming, Idaho, Washington, Oregon and Utah. Certain limitations may apply.
What is the purpose of obtaining All States Insurance?
The following link provides detailed information on this subject: