Frequently Asked Questions (FAQs)

Claims	Fraud	Assessments
Experience Rates	Payroll	Return To Work
General	Loss Control	Educational Services
ET/Reciprocity	All States Insurance	Loss Prevention
Underwriting	Legal

If you have a question or concern regarding WSI programs or services you may find the answer under a link in this FAQ section. If you haven’t found an answer or are an existing policyholder with questions about your account, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov

ET/Reciprocity

If I have a reciprocity agreement with another state and hire an employee while working in that state are they covered?

No. Reciprocity agreements only cover ND employers taking their ND employees into those states. Anyone hired in another state would require separate coverage by that state.