If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at
Coverage Limits & Rights of Subrogation
All Workforce Safety & Insurance (WSI) account holders are equally insured with worker's
compensation coverage provided by WSI, a monopolistic
state fund. Coverage is provided without limits other than the limits placed
on individual benefits such as the maximum weekly disability benefit.
All accounts have an annual renewal date; however, coverage does not cease
on that date, but rather continues without interruption until the account is
closed. Only in the event of a significantly delinquent account does WSI issue a formal notice of an uninsured status. A certificate
evidencing the account's good standing is issued annually.
- WSI does not waive its rights of subrogation.
- WSI does not allow additional insureds to be listed on the account.
- WSI does not include General Liability coverage.
WSI, because it is a state agency, does not issue
a policy. Rather, all provisions are stated in the form of State statute or